Two-tap logging
Add an expense or income in seconds with a quick-add sheet, smart categories, and home-screen widgets.
Offline expense tracker · BDT-first
Your finances, beautifully managed.
An offline expense tracker that needs no account. Track every taka, set budgets, and settle lends & debts — calmly and privately.
Works offline · no account
No ads, ever
5 themes · বাংলা & English
Everything in one place
Money management that finally feels effortless
From a two-tap expense to a full monthly report — MoneyMate handles your whole financial life without the spreadsheet headache.
Reports & charts
Income-vs-expense bars, category donuts, and a 12-month balance trend that make your money easy to read.
Lends & debts
Track who owes you, what you owe, repayments, and overdue reminders — never lose a loan again.
Smart budgets
Set a monthly budget and per-category limits, with progress bars and alerts before you overspend.
Private by design
Keep everything local on your device, or sync to a Google Sheet or our secure backend. You choose.
Made for you
৳ BDT and Indian lakh formatting, বাংলা & English, five themes, and adjustable corners — out of the box.
A closer look
Calm screens, clear numbers
Material 3 design with the warmth of the Ocean Teal palette — every screen is built to be glanced at, not studied.
Dashboard
Your balance at a glance
Quick Add
Log in two taps
Reports
See where it goes
Lends & Debts
Track who owes what
Privacy, your way
You decide where your data lives
Most apps make this choice for you. MoneyMate doesn't. Pick a storage mode at setup — and change it any time in Settings.
Local Only
Everything stays on this device. Completely private — no account, no cloud, no tracking.
Google Sheet
Sync with your own spreadsheet. Own your data in a format you already know and control.
Full Account
Sync across devices with our secure encrypted backend. Pick up exactly where you left off.
Account + Sheet
The best of both — cloud sync plus a live spreadsheet mirror for full flexibility.
The app carries no ads, no analytics SDKs and no trackers. This website uses Google Analytics to count visitors — read exactly what we do and don't collect in the full Privacy Policy, or delete your data any time.
Reports & charts
Understand your money at a glance
Beautiful, tappable charts turn a month of transactions into something you can actually read — and act on.
- Income-vs-expense bars across the last six months
- Spending-by-category donut with live percentages
- 12-month net-balance trend, light and dark
- One-tap PDF export for any month or range
Lends & debts
Never lose track of a loan again
Keep every "I lent" and "I owe" in one ledger — with repayments, progress, and gentle reminders for the ones that slip.
- Separate tabs for money lent and money owed
- Record partial or full repayments in a tap
- Overdue badges and one-tap reminders
- Clear "all settled" states so you know you're square
Make it yours
Five themes. Light or dark. Your fonts and corners.
Switch the whole app's mood from Settings → Appearance. From calm Ocean Teal to premium Midnight Blaze — even adjust card corners with a slider.
Home-screen widgets
Log and check without opening the app
Drop a widget on your home screen for instant balance, budget, and one-tap logging — your finances, a glance away.
Good to know
Frequently asked questions
Does MoneyMate work offline?
Yes. MoneyMate is a fully offline expense tracker — every entry is written to your own phone first, so adding expenses, checking budgets and reading reports all work in airplane mode. Sync is optional and only runs in the background if you switch it on.
Do I need an account to use MoneyMate?
No. MoneyMate works with no sign-up, no email address and no phone number. In local-only mode the app never asks who you are. An account is only needed if you want your records to sync between devices or survive a lost phone.
Is MoneyMate free?
Yes. MoneyMate is free to download and use, with no ads, no subscription and no paywalled features. There is no advertising SDK and no analytics SDK inside the app.
Is my financial data private?
Yes. MoneyMate is local-first: by default every transaction stays in a database on your own device and is never uploaded anywhere. If you want a backup you can opt into Google Sheets sync, the MoneyMate cloud, or both — and you can delete everything at any time.
Does MoneyMate connect to my bank account?
No, and that is deliberate. MoneyMate has no open-banking integration, no card linking, no SMS reading and no screen scraping, so it can never see your real balance or move money. Every figure in the app is one you entered yourself.
Can I track money I've lent to friends or family?
Yes. The Lends & Debts ledger works like a digital হিসাব খাতা: it records who owes you and what you owe, logs partial or full repayments, keeps a running balance per person, and flags overdue items with one-tap reminders.
Can MoneyMate sync with Google Sheets?
Yes. Turn on Google Sheets sync and MoneyMate mirrors your transactions into a spreadsheet in your own Google Drive, which you own and can filter, chart or download at any time. The app only ever touches the single spreadsheet it created for you.
Which currencies and languages does MoneyMate support?
MoneyMate is BDT-first — the ৳ symbol with lakh and crore number formatting — and you can switch to any other currency in Settings. The interface ships in English, বাংলা, العربية, हिन्दी and Türkçe, with proper right-to-left layout for Arabic.
Can I export my expenses to PDF?
Yes. MoneyMate exports a clean PDF report for any month or custom date range, and you choose which sections to include — summary, categories, transactions, lends & debts — in A4 or Letter. It is readable enough to hand to an accountant or a family member.
Is MoneyMate on the Play Store?
Yes. MoneyMate is live on Google Play worldwide and free to install — no ads, no subscription and no paywalled features. Use the “Get it on Google Play” button above.
Start today
Take control of your money — calmly.
Free to start, private by default, and beautiful to use. Your finances, finally in one place.